Personal Finance ISE

Part 1: Planning Your Personal Finances

Chapter 1: Personal Finance Basics and the Time Value of Money?

Appendix: The Time Value of Money?

Chapter 2: Financial Aspects of Career Planning?

Appendix: Résumés, Cover Letters, and Interviews?

Chapter 3: Money Management Strategy: Financial Statements and Budgeting?

Appendix: Money Management Information Sources and Advisors?

Chapter 4: Planning Your Tax Strategy?

Part 2: Managing Your Personal Finances

Chapter 5: Financial Services: Savings Plans and Payment Methods

Chapter 6: Introduction to Consumer Credit

Chapter 7: Choosing a Source of Credit: The Costs of Credit Alternatives

Part 3: Making Your Purchasing Decisions

Chapter 8: Consumer Purchasing Strategies and Legal Protection

Appendix: Consumer Protection Agencies and Organizations

Chapter 9: The Housing Decision: Factors and Finances

Part 4: Insuring Your Resources

Chapter 10: Property and Motor Vehicle Insurance?

Chapter 11: Health, Disability, and Long-Term Care Insurance?

Chapter 12: Life Insurance?

Part 5: Investing Your Financial Resources

Chapter 13: Investing Fundamentals?

Chapter 14: Investing in Stocks?

Chapter 15: Investing in Bonds?

Chapter 16: Investing in Mutual Funds?

Chapter 17: Investing in Real Estate and Other Investment Alternatives?

Part 6: Controlling Your Financial Future

Chapter 18: Starting Early: Retirement Planning?

Chapter19: Estate Planning

Decisions students make today can affect not only their life now but have an impact on their future. If students make wise financial decisions, life can become a more joyous experience. While there are no guarantees there won’t be hardships ahead, the material in the 14th edition of Personal Finance can provide you with the information needed to weather a pandemic, an unexpected job loss, or the next crisis. Personal Finance was written with one purpose: To provide the information you need to make informed decisions that can literally change your life. This edition is packed with new and updated information and examples to help students plan for the future and achieve financial security. For example, we have revised important topics like taxes, banking services, college loans, health care, investments, and retirement planning. In addition, our new features personal FinTech and digital financial literacy are both designed to help you use technology to improve financial decision-making.